SME Accounting

We support a wide range of SMEs across multiple sectors. Some of the most common include:

• Retail Stores – Brick-and-mortar or online, we help with stock, cash flow, VAT and tax.

• Marketing & Creative Agencies – From freelancers to digital teams, we manage your accounts while you manage clients.

• Beauty & Hair Salons – Support with bookings, staff pay, and financial planning.

• Bars & Restaurants – Cash flow tracking, payroll, and end-of-year tax support.

• Hospitality & Hotels – Full-service accounting tailored to fast-moving, seasonal businesses.

Whether you’re turning over £50k or £5m, we bring the same level of service and insight.

When it comes to SME accounting, maintaining a firm grasp on your business finances is essential for achieving sustainable growth and long-term success. Keeping a close eye on your income and outgoings ensures that you’re always prepared to meet tax obligations, forecast accurately for future growth, and make informed financial decisions. Regularly monitoring your financial health not only provides clarity but also enables you to identify opportunities for scaling your business, streamlining operations, and addressing challenges before they become obstacles.

At REACT Accountancy, we understand the unique financial challenges faced by small and medium-sized enterprises, and we are committed to providing accounting services that make a real difference. Our affordable and effective solutions are designed to support businesses of all sizes, whether you’re a sole trader just starting out or a well-established SME seeking to optimise your financial management. No matter the industry or complexity of your needs, our dedicated team is here to help.

We take pride in offering a personalised approach to accounting, working closely with each of our clients to develop strategies that align with their specific goals. From helping you navigate day-to-day bookkeeping and cash flow management to assisting with tax planning and compliance, our services are tailored to empower your business to thrive in an ever-changing marketplace.

At REACT Accountancy, we believe that every business, no matter how big or small, deserves the highest level of care and attention. If you’re looking for professional, reliable, and affordable SME accounting services, we invite you to get in touch with our team today. Together, we can build a strong financial foundation to support your business’s success.

Over the years, we’ve built a solid reputation as one of the most proactive and approachable SME accounting firms in the UK. Our clients value us not just for ticking boxes, but for being responsive, strategic, and genuinely invested in their success. We don’t believe in one-size-fits-all service — instead, we take the time to understand each business and offer support that fits your stage, sector, and ambitions.

When you choose REACT Accountancy for your SME accounting needs, you’ll benefit from:

A dedicated accountant who truly understands your business
You’ll work with someone who gets to know your operation inside out — offering relevant, tailored advice instead of generic answers.

Smart, proactive tax planning to keep more money in your business
We don’t just handle tax returns — we look for ways to reduce your liability and help you plan ahead with confidence.

Complete support with bookkeeping, VAT, payroll, and compliance
From day-to-day admin to annual reporting, we handle the essential tasks that keep your business running smoothly and your records HMRC-ready.

Simple, cloud-based accounting with Xero, QuickBooks, and more
We help you move to (or optimise) cloud accounting, giving you real-time access to your numbers from anywhere.

Transparent, fixed-fee pricing
No hourly rates or hidden charges — just straightforward monthly packages tailored to your business size and service level.

We’re proud to support a wide range of SMEs across the UK — from early-stage startups to established businesses preparing for the next phase of growth. Whether you’re looking to get your finances under control or need an accountant who’ll grow with you, REACT Accountancy is here to help you move forward with clarity and confidence.

We offer a full suite of accounting services for small businesses and medium-sized enterprises. Whether you’re just getting started or need to streamline existing systems, we provide:

Bookkeeping
Clean, accurate books to keep your records in check and HMRC happy.

Payroll
We manage all aspects of payroll — from weekly runs to HMRC submissions.

VAT Returns
Ensure everything is filed correctly and on time, avoiding unnecessary fines.

Tax Planning & Returns
Efficient strategies to reduce your tax bill while staying fully compliant.

Management Information
Monthly insights to help you make smarter business decisions.

Cloud Accounting (Xero & QuickBooks)
Modern, flexible tools to help you manage your business anytime, anywhere.

SME Accounting and Tax Services
Integrated tax and financial planning to keep your business financially fit.

These services are designed to be flexible, scalable and 100% tailored to your business. If you’re looking for reliable accounting services for SMEs, we’re here to help.

Good financial data isn’t just about compliance — it’s about control. Our SME accounting services are designed to help you stay ahead of the numbers, so you can:

• Forecast cash flow with confidence

• Reduce tax liabilities where possible

• Make informed decisions backed by real-time data

• Identify opportunities to grow, cut waste, or invest wisely

We don’t just manage your numbers — we help you understand them.

Every business is different — and so is every accountant. At REACT Accountancy, we pride ourselves on being hands-on and fully involved in your business success. We’ll work closely with you to build a financial strategy that fits your goals, your sector, and your budget.

From everyday queries to long-term planning, our team is always on hand to offer advice, insights and guidance. That’s why so many of our SME clients stay with us for the long run.

We work with startups, established SMEs, and everything in between — offering accountancy services for small business owners who want a better handle on their finances.

Whether you’re looking to scale up, take on staff, or just stay on top of your paperwork, our SME accounting solutions are here to support you through every stage of your business journey.

As one of the top-rated accountants for SMEs in the UK, we offer:

• Years of experience supporting small and medium businesses

• Full-service SME accounting, tax and advisory support

• A modern, tech-led approach with Xero and cloud integrations

• Clear, fixed pricing with no hidden extras

• A local team that treats your business like their own

Whether you’re in retail, hospitality, services, or something niche — we’ll build an accounting setup that works for your goals and your budget.

If you’re searching for SME accountants who actually understand what it’s like to run a small or medium-sized business — we’d love to talk.

Drop us a message or book your free consultation and let’s see how we can simplify your finances and help your business grow.

Do you only work with small businesses?

We work with a wide range of small, medium, and scaling businesses across the UK — from sole traders and freelancers managing everything themselves to limited companies with growing teams, expanding operations, and more complex financial needs. Whether you’re just starting out, looking to streamline your accounts, or preparing to scale, our tailored accounting services are designed to support you at every stage of your business journey. We understand that no two businesses are the same, which is why we adapt our approach to match your goals, industry, and level of experience.

Can you help me set up cloud accounting like Xero?

Yes, we’re fully certified Xero accountants and have extensive experience helping businesses get the most out of cloud-based accounting. Whether you’re starting from scratch, switching from spreadsheets, or migrating from another platform like QuickBooks or Sage, we can handle the entire setup process for you. We’ll also train you and your team to use Xero confidently — from raising invoices and reconciling bank transactions to understanding your real-time financial reports. Our goal is to make the transition as smooth as possible while giving you full visibility and control over your finances.

Are your services suitable for startups?

Absolutely. We work with new businesses all the time and understand the challenges that come with starting from scratch. Whether you’re setting up as a sole trader or launching a limited company, we’ll guide you through the essentials — from registering with HMRC and choosing the right structure to setting up bookkeeping systems and creating a tax-efficient plan from day one. Our team provides straightforward, practical advice that helps you avoid common mistakes and build solid financial foundations. With REACT Accountancy, you’ll have the right support in place from the very beginning.

How do your fees work?

We offer fixed monthly accounting packages tailored to the specific needs of your business. Whether you’re just starting out or already expanding, our pricing is designed to give you clarity and confidence from the outset. Every package includes the services you need with no surprise fees or confusing terms. As your business grows, we make it easy to adjust your package — adding or removing services based on what’s relevant to you. Our approach keeps things simple, cost-effective, and easy to manage at every stage.

What if I already have an accountant?

We can manage the entire handover process from your previous accountant, making the transition as smooth and stress-free as possible. Our team will take care of all the necessary admin, including requesting records, transferring files, and setting up your systems correctly. In most cases, it’s a straightforward process — and we’ll keep you updated every step of the way to ensure nothing gets missed.